Rates and fees in this article were verified in August 2026. Some links are affiliate links; see our editorial integrity policy for how we handle that. If you own Bitcoin that has gone up a lot, selling it creates a tax bill. The IRS treats crypto as property, so selling appreciated coins is a taxable […]
Advice & Reviews
RECENT ARTICLES
Rates and terms in this article were verified in August 2026. Some links are affiliate links; see our editorial integrity policy for how we handle that. If you’re wondering how to get a Bitcoin loan, here’s the short version: choose a platform, deposit collateral, and receive your funds. That’s it: no credit check, no branch […]
Rates and terms in this article were verified in August 2026. Some links are affiliate links; see our editorial integrity policy for how we handle that. Lending against collateral is one of the oldest ideas in finance; people have been borrowing against valuable property for thousands of years. What’s new is the collateral itself: instead […]
Nexo is a crypto lending platform that offers a range of financial services to its customers, including its Instant Crypto Credit Lines. It doesn’t offer traditional lump-sum loans but rather credit lines you can withdraw from at any time for any purpose, though they are collateralized the same as any other crypto loan. Nexo exited […]
A lot has been said about cryptocurrency lending over the past several years. Throughout those conversations, the focus has typically been on a handful of dominant platforms. BlockFi and Genesis Capital loomed large before the industry’s 2022 shakeout, while Nexo, Ledn, and Coinbase lead the field today. There is, however, a crypto loan startup outside […]
Compliance is the watchword of financial regulators around the world. At its core, the entire notion of complying points to following rules. In the cryptocurrency loan industry, compliance is especially pertinent for financial service providers as well as borrowers and lenders like you. However, because the cryptocurrency industry is only loosely regulated by differing global […]
Update (2026): In December 2024, California’s Department of Financial Protection and Innovation (DFPI) ordered SALT Lending to pay $162,800 in refunds to California borrowers and $137,500 in penalties, following findings that included APR misrepresentation and undisclosed fees on loans made between 2019 and 2022. SALT still operates today, but given this history, we’d encourage readers […]
Cryptocurrency loans are an increasingly popular way to borrow cash for plenty of reasons. You don’t need to undergo credit checks, nothing goes down on your credit history, and there’s no need to sell your crypto. Collateralizing a loan with crypto is simple to do and a great way to secure a cash loan or […]
Remember the days when money was just, well, money? You didn’t have to think twice about whether it was a digital asset, traditional currency, or cryptocurrency. These days, money is evolving at an unprecedented rate. Every day it seems there’s a new breakthrough in not only how we transact, but also how we represent value […]
Cryptocurrency is upending every angle of traditional finance—most notably the world of lending. In traditional lending, loan-to-value (LTV) ratios are used to determine the level of risk associated with a loan. A typical scenario in traditional lending sees a buyer seek out a loan to buy a house. The house costs $400,000, but after a […]
Cryptocurrencies are a revolutionary asset class complete with inside jokes and hard-to-decipher memes. HODL is perhaps the most famous crypto meme and was born of a spelling error. HODL refers to the investing strategy of holding wherein investors buy and hold their investments rather than trade them. Just as you might expect, the term’s origins […]
Cryptocurrency loans make it easy to leverage your digital currency holdings for cash or vice versa, making decentralized finance (DeFi) options like crypto loans immensely popular. The rise in popularity of these loans has led some to wonder whether it is possible to get a crypto loan without collateral. Let’s quickly cover what collateral is, […]
