Ledn is the most documented Bitcoin lender still operating, but its own 2026 fine print no longer says what our earlier coverage said it did.
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You bought Bitcoin years ago, it is worth considerably more now, and you would like to get some use out of that without handing a chunk of it to the IRS. That is the problem. The IRS treats crypto as property, so the moment you sell appreciated coins, you owe capital gains tax on everything […]
The short version: BlockFi is gone, and it has been for a while. It filed for bankruptcy on November 28, 2022, switched the lights off for good on May 31, 2024, and did eventually pay customers back in full. That last part comes with a catch that matters a great deal, and we will get […]
Rates, terms, and fees below were checked directly against SALT Lending’s own site on September 10, 2026. Crypto lending terms change without much notice, so confirm current numbers with SALT before you apply, and get the full fee schedule in writing. We have no affiliate relationship with SALT, so nothing in this review is influenced […]
Compliance is the watchword of financial regulators around the world. At its core, the entire notion of complying points to following rules. In the cryptocurrency loan industry, compliance is especially pertinent for financial service providers as well as borrowers and lenders like you. However, because the cryptocurrency industry is only loosely regulated by differing global […]
Remember the days when money was just, well, money? You didn’t have to think twice about whether it was a digital asset, traditional currency, or cryptocurrency. These days, money is evolving at an unprecedented rate. Every day it seems there’s a new breakthrough in not only how we transact, but also how we represent value […]
Cryptocurrency is upending every angle of traditional finance—most notably the world of lending. In traditional lending, loan-to-value (LTV) ratios are used to determine the level of risk associated with a loan. A typical scenario in traditional lending sees a buyer seek out a loan to buy a house. The house costs $400,000, but after a […]
Rates and terms in this article were verified in August 2026. Some links are affiliate links; see our editorial integrity policy for how we handle that. Lending against collateral is one of the oldest ideas in finance; people have been borrowing against valuable property for thousands of years. What’s new is the collateral itself: instead […]
Rates and terms in this article were verified in August 2026. Some links are affiliate links; see our editorial integrity policy for how we handle that. If you’re wondering how to get a Bitcoin loan, here’s the short version: choose a platform, deposit collateral, and receive your funds. That’s it: no credit check, no branch […]
Nexo is a crypto lending platform that offers a range of financial services to its customers, including its Instant Crypto Credit Lines. It doesn’t offer traditional lump-sum loans but rather credit lines you can withdraw from at any time for any purpose, though they are collateralized the same as any other crypto loan. Nexo exited […]
A lot has been said about cryptocurrency lending over the past several years. Throughout those conversations, the focus has typically been on a handful of dominant platforms. BlockFi and Genesis Capital loomed large before the industry’s 2022 shakeout, while Nexo, Ledn, and Coinbase lead the field today. There is, however, a crypto loan startup outside […]
Cryptocurrency loans are an increasingly popular way to borrow cash for plenty of reasons. You don’t need to undergo credit checks, nothing goes down on your credit history, and there’s no need to sell your crypto. Collateralizing a loan with crypto is simple to do and a great way to secure a cash loan or […]
Cryptocurrencies are a revolutionary asset class complete with inside jokes and hard-to-decipher memes. HODL is perhaps the most famous crypto meme and was born of a spelling error. HODL refers to the investing strategy of holding wherein investors buy and hold their investments rather than trade them. Just as you might expect, the term’s origins […]
Cryptocurrency loans make it easy to leverage your digital currency holdings for cash or vice versa, making decentralized finance (DeFi) options like crypto loans immensely popular. The rise in popularity of these loans has led some to wonder whether it is possible to get a crypto loan without collateral. Let’s quickly cover what collateral is, […]
